Owning the latest iPhone doesn’t have to mean draining your savings or locking yourself into a pricey contract. While Apple products rarely go on traditional sale, savvy shoppers know there are plenty of ways to get an iPhone for less—you just have to know where to look.
If you’re ready to upgrade without paying full price, here’s your insider’s guide to getting the best deal on an iPhone right now.
1. Take Advantage of Trade-In Deals
One of the easiest ways to cut down the cost of a new iPhone is by trading in your current device. Apple, wireless carriers, and even big retailers like Best Buy offer trade-in programs that can take hundreds of dollars off your upgrade.
- Apple’s official trade-in program offers credit toward your next purchase or an Apple Store gift card.
- Many wireless carriers give bonus trade-in offers when you switch plans or upgrade during promotions.
- Retailers like Best Buy and Walmart also accept trade-ins, sometimes offering store credit or cash.
2. Look for Carrier Promotions and Limited-Time Offers
Carriers frequently run deals on iPhones, especially when new models launch. These deals can significantly cut down your out-of-pocket costs, but you need to act fast—they don’t last forever.
- Some carriers offer “BOGO iPhones” (Buy One, Get One Free) when you add a new line.
- Others give you deep discounts or even a free iPhone when you switch from another provider.
- Certain promotions allow you to finance your phone with 0% APR, making it easier to upgrade without paying everything upfront.
Check your carrier’s website regularly—some of the best deals aren’t widely advertised.
3. Use Gift Cards & Store Perks to Lower the Price
Did you know you can use gift cards to shave down the cost of an iPhone? Many retailers allow you to stack store discounts with gift card deals, giving you extra savings.
- Some stores offer gift card bonuses when you buy Apple products—meaning you get extra store credit just for making a purchase.
- You can buy discounted gift cards from resale sites and use them toward your iPhone purchase.
- Certain cashback apps and reward programs allow you to redeem points for Apple or retail gift cards.
If you’re patient and stack your savings, you can cut the cost down even further.
4. Consider Buying Certified Refurbished
Apple’s Certified Refurbished store is one of the best-kept secrets for scoring an iPhone at a lower price. These phones:
- Are tested, certified, and come with a 1-year Apple warranty (just like new ones).
- Often look and function like brand-new devices at a fraction of the cost.
- Include all accessories, so you won’t miss out on anything.
Other retailers, like Best Buy and Amazon, also sell refurbished iPhones with discounts, and many even offer return policies for peace of mind.
5. Shop at the Right Time
If you’re not in a rush to upgrade, timing your purchase can lead to huge savings. The best times to buy an iPhone include:
- Right after a new iPhone is released – Prices on older models drop when new versions hit the market.
- During Black Friday & Cyber Monday – Some of the best discounts and bundle deals happen during holiday sales.
- Carrier switch promotions – Carriers often offer their best iPhone deals at the start of the year or during major shopping events.
Paying full price for an iPhone is completely optional when you know where to look for deals. Whether you take advantage of trade-ins, limited-time carrier promotions, gift card tricks, or certified refurbished options, there are plenty of ways to upgrade without overpaying.
A little planning and patience can help you get the iPhone you want—for way less than retail price.
